Lounge chairs surrounding inground pool

My Credit Isn’t Perfect. Can I Still Get a Loan for My Pool, Spa or Outdoor Living Project?

Yes! Many of our lenders can make home improvement loans for people with less than perfect credit.

I Have No Equity in My Home and No Money for a down Payment. Can I Still Get a Loan?

Yes! We have lenders that require no equity and no money down for your pool or spa loan.

Can I put my pool purchase in my first mortgage?

Yes! New construction and resale home mortgages are great ways to finance your new pool. The rates for first mortgages are usually lower than home equity loans and the term length is usually longer, resulting in lower monthly payments. You may qualify for both home and pool in one loan and have only one payment.

Apply for financing through HFS Financial

HFS has one-of-a-kind loan programs and world-class service as shown by 1,500 + 5-star Reviews. HFS’s platform loans are personal loans which mean NO EQUITY is needed and all loans fund 100% Direct-to-Consumer.

HFS performs a soft credit check to present you with full loan options. You can check your rates HERE with NO IMPACT TO YOUR CREDIT. Whether you want to finance the pool, deck, landscaping and more, HFS is your trusted partner for the best loan and customer service in the home improvement industry.

APPLY NOW HFS – “You Dream It, We Finance It”.

Apply for financing through LightStream

Financing through LightStream may be more beneficial for individuals seeking under $100,000 in loans.